Toku, a leading provider of stablecoin payroll solutions, has launched its first employee benefits integration through a strategic partnership with Kota, an embedded health insurance and benefits platform. The collaboration enables companies using Toku’s platform to offer health and employee benefits directly alongside payroll, creating a unified, broker-free experience for HR teams.
As demand for stablecoin-based compensation rises globally, Toku has positioned itself as the only platform that lets companies leverage existing payroll systems to process instantaneous payments in stablecoin. With Kota’s infrastructure now embedded, employers can administer, manage, and deliver locally compliant benefits through a single interface—simplifying what is traditionally a fragmented, cross-border process.
Key features of the integration include streamlined enrollment in local health plans, automated payroll deductions with tax reconciliation, and the elimination of broker fees and manual administration. By combining payroll and benefits, Toku and Kota aim to give companies a scalable, compliant way to attract and retain talent while reducing operational overhead.
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“We know the growth of stablecoin is changing the relationship between employer and employee,” said Ken O’Friel, Co-founder and CEO of Toku. “As the only market resource that allows employers to use their existing payroll system to offer stablecoin compensation, we want our platform to be as comprehensive as possible and serve more than just employee payroll needs. This partnership with Kota solves for that by putting their elite employee benefits infrastructure alongside our ability for employees to be paid in stablecoin.”
Luke Mackey, Co-founder and CEO of Kota, added: “Just 12 months ago, making health insurance benefits available directly inside stablecoin payroll would have seemed impossible. Kota is now powering that reality with Toku, giving companies and employees access to global benefits in a way that reflects how the modern workforce is and will be paid.”
By integrating payroll and benefits into one system, the partnership underscores how fintech and insurtech innovations are evolving to meet the demands of a digital-first workforce.
