Payactiv, the creators of Earned Wage Access (EWA) and a certified B Corp, announced the launch of Access-as-a-ServiceSM, an API-driven infrastructure that allows Fortune 100 employers, HCM providers, and enterprise platforms to embed EWA and financial wellness features directly into their systems—on their terms, under their brand.
This launch marks a major turning point in the evolution of EWA, moving beyond disjointed standalone apps to unified, scalable, and enterprise-ready infrastructure.
“For years, building EWA meant long integrations, complex compliance, and vendor-controlled branding,” said Sohail Aslam, Co-Founder and CTO of Payactiv. “With Access-as-a-ServiceSM, we’ve packaged over a decade of enterprise-scale expertise into a single API. Partners now have everything they need to launch their own branded experience in days.”
“Payactiv created EWA, and today we’ve liberated it,” said Safwan Shah, Founder and CEO of Payactiv. “This launch represents a seismic shift in how Earned Wage Access can be delivered to the world. By leveraging the Payactiv API and launch toolkit, businesses can easily integrate EWA into their growth strategy.”
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Proven and Trusted
Access-as-a-ServiceSM is built on a scale-tested architecture that already powers some of the industry’s largest deployments:
- Trusted by 3 of the 5 largest HCM and payroll providers
- Serving millions of employees across Fortune 100 companies
- Full-service infrastructure: funding, risk management, compliance, EWA, card processing, settlement, and program management
Modular and Flexible
The API allows partners to choose the components they need, including:
- Earned Wage Access (EWA)
- Debit and payroll cards
- Rewards and recognition tools
- Goal-based saving and financial wellness services
Source: BusinessWire
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